Significant changes are underway with Social Security benefits, and these changes will impact how they're delivered to recipients in Arizona and nationwide.

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It's no secret that the United States government is making changes and cuts across the board. The ripple effects of the Department of Government Efficiency (DOGE) cuts have impacted numerous organizations and individuals across Arizona, and it appears that the governmental changes are ongoing.

READ: DOGE Cuts Could Be Devastating for Arizona Veterans

Get a Check from Social Security? Here's What's About to Change

This is a significant change by the Social Security Administration, and it will affect a lot of folks in our state.

Arizona is home to approximately 1.3 million residents aged 65 and older, accounting for 18% of the state’s population. Over the next decade, the number will likely grow significantly, with more than 20,000 retirees relocating to Arizona each year.

Will Donald Trump Slash Social Security in Arizona?

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The big changes are starting this fall. Beginning September 30, 2025, the Social Security Administration will stop mailing paper checks entirely.

If you're one of the 7,600 Social Security recipients in Arizona who still receive your benefits by mail, you’ll need to switch to direct deposit or a prepaid debit card to keep receiving your payments.

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Why the Social Security Administration is Ending Paper Checks

The SSA is making the change as part of a federal push to reduce fraud and save money. According to data, paper checks are about 16 times more likely to be lost or stolen than electronic payments.

The transition will cause stress and difficulty for many people in Arizona. Seniors without a bank account or reliable internet access may face delays. Confusion and difficulty navigating the new system could pose deep challenges for some.

Arizona officials are urging residents to update their payment info early and report any problems to the Arizona Attorney General's Office if needed.

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Steps to Switch to Direct Deposit

If you or a loved one still receives paper checks, now’s the time to act. Visit SSA.gov or call 1-800-772-1213 to make the switch.

How to Avoid Social Security Scams

It's also time to be extra vigilant, as scammers may try to take advantage. Remember, the SSA won't call or email asking for your Social Security number or bank information, so don't provide it to anyone unless you've initiated the call.

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Check the FBI database to learn more about common Social Security scams.

Sources: Arizona Attorney General | Social Security Administration | Common Scams: FBI.gov

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